:root{--icf-bg:#f6f7fb;--icf-card:#fff;--icf-text:#152033;--icf-muted:#657086;--icf-accent:#8a245c;--icf-gold:#b88a2a;--icf-line:#e4e7ee;--icf-shadow:0 14px 40px rgba(21,32,51,.08)}.icf-wrap{max-width:1200px;margin:0 auto;padding:42px 20px;color:var(--icf-text);box-sizing:border-box}.icf-wrap *{box-sizing:border-box}.icf-hero{padding:70px 56px;border-radius:26px;background:linear-gradient(135deg,#171c2c,#3c1c36);color:#fff;margin-bottom:44px}.icf-hero h1{font-size:clamp(38px,5vw,64px);line-height:1.02;max-width:900px;margin:.25em 0}.icf-hero p{font-size:19px;max-width:760px;opacity:.88}.icf-kicker{text-transform:uppercase;letter-spacing:.12em;font-weight:700;font-size:12px;color:var(--icf-gold)}.icf-hero-search{display:grid;grid-template-columns:2fr 1fr auto;gap:10px;margin-top:28px}.icf-hero-search input,.icf-hero-search select,.icf-filter input,.icf-filter select,.icf-form-grid input,.icf-form-grid select,.icf-api-form textarea,.icf-calculator input{width:100%;min-height:48px;border:1px solid var(--icf-line);border-radius:10px;padding:10px 12px;background:#fff;color:#1b2435}.icf-btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:10px 18px;border:0;border-radius:10px;background:var(--icf-accent);color:#fff!important;text-decoration:none!important;font-weight:700;cursor:pointer}.icf-btn:hover{filter:brightness(.94)}.icf-btn-secondary{background:#fff;color:var(--icf-text)!important;border:1px solid var(--icf-line)}.icf-btn-block{width:100%}.icf-section-head{display:flex;align-items:end;justify-content:space-between;gap:20px;margin:36px 0 18px}.icf-section-head h2{margin:0}.icf-chips{display:flex;flex-wrap:wrap;gap:10px}.icf-chips a{padding:10px 14px;border-radius:999px;border:1px solid var(--icf-line);background:#fff;text-decoration:none;color:var(--icf-text)}.icf-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.icf-franchise-card,.icf-card,.icf-panel,.icf-filter,.icf-narrow{background:var(--icf-card);border:1px solid var(--icf-line);border-radius:18px;box-shadow:var(--icf-shadow)}.icf-franchise-card{overflow:hidden}.icf-franchise-card>img,.icf-logo-placeholder{height:150px;width:100%;object-fit:contain;background:#fafafa;padding:20px}.icf-logo-placeholder{display:flex;align-items:center;justify-content:center;font-size:58px;font-weight:800;color:var(--icf-accent)}.icf-card-body{padding:20px}.icf-card-body h3{margin:10px 0 4px}.icf-card-tags{display:flex;gap:7px;flex-wrap:wrap}.icf-card-tags span{font-size:12px;padding:5px 8px;border-radius:999px;background:#f1f3f7}.icf-card-tags .icf-badge{background:#edf7ef;color:#26733b}.icf-muted{color:var(--icf-muted)}.icf-money{display:flex;justify-content:space-between;gap:10px;padding:10px 0;border-top:1px solid var(--icf-line)}.icf-money small{color:var(--icf-muted)}.icf-callout{margin-top:42px;border-radius:18px;padding:28px 32px;background:#fbf4e7;display:flex;align-items:center;justify-content:space-between;gap:20px}.icf-search-layout{display:grid;grid-template-columns:280px 1fr;gap:28px;align-items:start}.icf-filter{padding:20px;position:sticky;top:22px}.icf-filter h2{margin-top:0}.icf-filter label,.icf-api-form label,.icf-calculator label{display:block;font-size:13px;font-weight:700;margin:12px 0}.icf-checks label{font-weight:500}.icf-checks input{width:auto;min-height:auto}.icf-range,.icf-form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.icf-search-top{display:flex;justify-content:space-between;align-items:end;margin-bottom:12px}.icf-search-top h1{margin:3px 0}.icf-pagination{display:flex;gap:7px;margin-top:26px}.icf-pagination button{border:1px solid var(--icf-line);background:#fff;border-radius:8px;padding:8px 12px}.icf-pagination button.active{background:var(--icf-accent);color:#fff}.icf-detail{padding-top:30px}.icf-back{text-decoration:none}.icf-detail-head{display:grid;grid-template-columns:150px 1fr;gap:28px;align-items:center;padding:34px 0}.icf-detail-logo{height:140px;border:1px solid var(--icf-line);border-radius:16px;display:flex;align-items:center;justify-content:center;font-size:58px;font-weight:800;background:#fff;overflow:hidden}.icf-detail-logo img{width:100%;height:100%;object-fit:contain;padding:15px}.icf-stat-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;margin:18px 0 32px}.icf-stat-grid>div{background:#fff;border:1px solid var(--icf-line);border-radius:13px;padding:16px}.icf-stat-grid small{display:block;color:var(--icf-muted);margin-bottom:6px}.icf-stat-grid strong{font-size:18px}.icf-two{display:grid;grid-template-columns:1.3fr .7fr;gap:20px}.icf-panel{padding:24px;margin:20px 0}.icf-calculator{border-top:1px solid var(--icf-line);margin-top:18px;padding-top:10px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 12px}.icf-calculator h3,.icf-calc-output{grid-column:1/-1}.icf-calc-output{background:#f6f7fb;border-radius:10px;padding:12px;margin:8px 0}.icf-calc-output small{display:block;color:var(--icf-muted)}.icf-actions{display:flex;gap:8px;flex-wrap:wrap}.icf-visa-badges{display:flex;flex-wrap:wrap;gap:8px;margin:16px 0}.icf-visa-badges span{background:#edf7ef;color:#26733b;border-radius:999px;padding:8px 11px;font-weight:700}.icf-small{font-size:12px;color:var(--icf-muted)}.icf-feature-list{list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:8px}.icf-narrow{max-width:860px;margin:0 auto;padding:30px}.icf-narrow h1{font-size:42px}.icf-api-form{margin-top:24px}.icf-form-status{padding:10px 0;font-weight:700}.icf-three,.icf-plan-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.icf-card{padding:26px}.icf-card-accent{border-top:4px solid var(--icf-accent)}.icf-steps{display:flex;gap:8px;flex-wrap:wrap;margin:18px 0}.icf-steps span{background:#f1f3f7;padding:8px 11px;border-radius:999px;font-size:13px}.icf-alert,.icf-empty{background:#fff8e6;border:1px solid #f0d99e;border-radius:10px;padding:14px;margin:15px 0}.icf-plan-grid{grid-template-columns:repeat(4,1fr)}.icf-plan{border:1px solid var(--icf-line);border-radius:12px;padding:15px!important}.icf-plan strong,.icf-plan span{display:block;margin:4px 0}.icf-tabs{display:flex;gap:8px;border-bottom:1px solid var(--icf-line);margin:20px 0}.icf-tabs button,.icf-tabs a{border:0;background:none;padding:12px 14px;text-decoration:none;color:var(--icf-text);font-weight:700}.icf-tabs .active{border-bottom:3px solid var(--icf-accent)}.icf-tab{display:none}.icf-tab.active{display:block}.icf-table-wrap{overflow:auto}.icf-table-wrap table{width:100%;border-collapse:collapse;background:#fff}.icf-table-wrap th,.icf-table-wrap td{padding:10px;border-bottom:1px solid var(--icf-line);text-align:left}.icf-message{background:#fff;border:1px solid var(--icf-line);border-radius:10px;padding:13px;margin:8px 0}.icf-modal{position:fixed;inset:0;background:rgba(0,0,0,.55);z-index:999999;display:none;align-items:center;justify-content:center;padding:20px}.icf-modal.open{display:flex}.icf-modal-card{position:relative;background:#fff;width:min(760px,100%);max-height:90vh;overflow:auto;border-radius:18px;padding:28px}.icf-modal-close{position:absolute;right:14px;top:10px;border:0;background:none;font-size:30px;cursor:pointer}.icf-home-block{padding-top:25px;padding-bottom:25px}hr{border:0;border-top:1px solid var(--icf-line);margin:32px 0}@media(max-width:900px){.icf-grid{grid-template-columns:repeat(2,1fr)}.icf-search-layout,.icf-two{grid-template-columns:1fr}.icf-filter{position:static}.icf-stat-grid{grid-template-columns:repeat(2,1fr)}.icf-three,.icf-plan-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.icf-wrap{padding:28px 14px}.icf-hero{padding:38px 22px;border-radius:18px}.icf-hero-search,.icf-grid,.icf-form-grid,.icf-range,.icf-three,.icf-plan-grid,.icf-calculator{grid-template-columns:1fr}.icf-stat-grid{grid-template-columns:1fr 1fr}.icf-detail-head{grid-template-columns:1fr}.icf-detail-logo{width:130px}.icf-callout,.icf-search-top{align-items:stretch;flex-direction:column}.icf-narrow{padding:20px}.icf-narrow h1{font-size:34px}.icf-feature-list{grid-template-columns:1fr}}.icf-invest-range{border:1px solid var(--icf-line);border-radius:12px;padding:12px;margin:12px 0}.icf-invest-range>strong{display:block;margin-bottom:8px}.icf-invest-range input[type=range]{padding:0;border:0;min-height:28px;accent-color:var(--icf-accent)}.icf-compare-bar{position:fixed;left:50%;bottom:18px;transform:translateX(-50%) translateY(140%);z-index:99990;background:#fff;border:1px solid var(--icf-line);box-shadow:var(--icf-shadow);border-radius:14px;padding:10px 12px;display:flex;gap:10px;align-items:center;transition:.2s}.icf-compare-bar.show{transform:translateX(-50%) translateY(0)}.icf-compare-card{width:min(980px,100%)}.icf-compare-card table{min-width:720px}.icf-owner-edit-links{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0}

.icf-resource-intro{margin-top:46px}.icf-resource-intro>.icf-section-head{margin-bottom:18px}.icf-resource-intro>.icf-section-head h2{font-size:32px;margin-top:5px}.icf-guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.icf-guide-step{background:#fff;border:1px solid var(--icf-line);border-radius:16px;padding:22px;box-shadow:var(--icf-shadow)}.icf-guide-step>span{display:inline-flex;width:36px;height:36px;align-items:center;justify-content:center;border-radius:999px;background:#fbf4e7;color:var(--icf-accent);font-weight:800}.icf-guide-step h3{font-size:18px;margin:14px 0 8px}.icf-guide-step p{margin:0;color:var(--icf-muted);line-height:1.6}.icf-guide-note{margin-top:16px;padding:16px 18px;border-left:4px solid var(--icf-gold);background:#fbf4e7;border-radius:10px;line-height:1.55}.icf-faq{display:grid;gap:10px}.icf-faq details{background:#fff;border:1px solid var(--icf-line);border-radius:13px;padding:0 18px;box-shadow:0 8px 24px rgba(21,32,51,.04)}.icf-faq summary{cursor:pointer;font-weight:750;padding:17px 34px 17px 0;position:relative;list-style:none}.icf-faq summary::-webkit-details-marker{display:none}.icf-faq summary:after{content:"+";position:absolute;right:2px;top:12px;font-size:25px;color:var(--icf-accent)}.icf-faq details[open] summary:after{content:"–"}.icf-faq details p{margin:0;padding:0 28px 17px 0;color:var(--icf-muted);line-height:1.65}@media(max-width:900px){.icf-guide-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.icf-guide-grid{grid-template-columns:1fr}.icf-resource-intro>.icf-section-head h2{font-size:27px}}

/* Review-cycle 1.1.0 enhancements */
.icf-tip{display:inline-flex;align-items:center;justify-content:center;width:17px;height:17px;border-radius:50%;background:#eef1f6;color:#566176;font-size:11px;cursor:help;margin-left:4px}.icf-location-fieldset{border:1px solid var(--icf-line);border-radius:12px;padding:10px 12px;margin:14px 0}.icf-location-fieldset legend{font-weight:800;padding:0 5px}.icf-location-fieldset small,.icf-zip-status{display:block;color:var(--icf-muted);font-weight:500;margin-top:4px;min-height:16px}.icf-category-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:10px}.icf-category-grid a{display:flex;align-items:center;gap:8px;padding:12px;border:1px solid var(--icf-line);border-radius:12px;background:#fff;color:var(--icf-text);text-decoration:none;font-weight:650}.icf-category-grid a span{font-size:19px}.icf-discover-link{display:inline-block;font-weight:750;color:var(--icf-accent);text-decoration:none;margin-bottom:5px}.icf-featured-zone{margin-top:44px;padding:24px;border-radius:20px;background:linear-gradient(180deg,#fff9ed,#fff)}.icf-featured-card{position:relative;border-color:#e1bf73}.icf-card-ribbon{position:absolute;z-index:2;right:12px;top:12px;background:#c69225;color:#fff;padding:5px 9px;border-radius:999px;font-size:11px;font-weight:800}.icf-featured-banner{display:inline-flex;background:#fbf4e7;border:1px solid #e8c77a;border-radius:999px;padding:7px 12px;font-weight:800;margin-top:10px}.icf-visa-matrix{display:grid;gap:10px;margin:16px 0}.icf-visa-matrix article{border:1px solid var(--icf-line);border-radius:13px;padding:14px;background:#fafbfc;display:grid;gap:5px}.icf-visa-matrix article.active{border-color:#87c99a;background:#edf8f0}.icf-visa-matrix strong{font-size:17px}.icf-visa-matrix span{font-weight:700}.icf-visa-matrix small{color:var(--icf-muted)}.icf-visa-matrix a{font-weight:700;color:var(--icf-accent)}.icf-process-links{display:flex;gap:10px;flex-wrap:wrap;margin:16px 0}.icf-process-links a{background:#fff;border:1px solid var(--icf-line);padding:10px 13px;border-radius:10px;text-decoration:none;color:var(--icf-text);font-weight:700}.icf-fdd-box{margin-top:20px;padding:18px;border:1px solid var(--icf-line);border-radius:14px;background:#fafbfc}.icf-resale-panel{background:#f7fbff;border:1px solid #d8e9f5;border-radius:18px;padding:20px;margin:20px 0}.icf-lead{font-size:19px;line-height:1.65}.icf-dashboard-stats{grid-template-columns:repeat(5,minmax(0,1fr))}
@media(max-width:1100px){.icf-category-grid{grid-template-columns:repeat(4,1fr)}.icf-dashboard-stats{grid-template-columns:repeat(3,1fr)}}@media(max-width:700px){.icf-category-grid{grid-template-columns:repeat(2,1fr)}.icf-dashboard-stats{grid-template-columns:repeat(2,1fr)}}

.icf-subtabs{display:flex;flex-wrap:wrap;gap:8px;margin:24px 0 16px}.icf-subtabs button{border:1px solid var(--icf-line);background:#fff;border-radius:999px;padding:9px 14px;font-weight:750;cursor:pointer}.icf-subtabs button.active{background:var(--icf-accent);border-color:var(--icf-accent);color:#fff}.icf-subpanel{display:none}.icf-subpanel.active{display:block}

.icf-module-nav{display:flex;flex-wrap:wrap;gap:10px;margin:-24px 0 28px}.icf-module-nav a{background:#fff;border:1px solid var(--icf-line);border-radius:999px;padding:9px 14px;text-decoration:none;color:var(--icf-text);font-weight:700}.icf-order-history{margin:18px 0;background:#fff;border:1px solid var(--icf-line);border-radius:12px;padding:14px}.icf-order-history summary{cursor:pointer}.icf-premium-plan{margin-top:14px}.icf-geo-note{font-size:12px;color:var(--icf-muted)}
.icf-language{position:fixed;right:18px;top:82px;z-index:9998;background:#fff;border:1px solid #e5e7eb;border-radius:10px;padding:8px 10px;box-shadow:0 6px 18px rgba(15,23,42,.08);display:flex;gap:8px;align-items:center;font-size:13px}.icf-language select{min-width:120px;padding:5px 8px}.icf-google-translate{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.icf-success{border-color:#86efac!important;background:#f0fdf4!important}.icf-error{border-color:#fca5a5!important;background:#fef2f2!important}@media(max-width:720px){.icf-language{position:static;margin:10px auto;max-width:94%;justify-content:space-between}}